A client of ours recently wanted to access the equity in his home to purchase his second investment property. To do this, he needed to refinance and cash out at 90% LVR, including LMI.
This Is Where Having a Broker Makes a Real Difference:
✅ Finding the right lender: Not all lenders allow cash out at 90% LVR, so we had to carefully search for one that would.
✅ Independent, strong valuation: A valuation that accurately reflects the property’s market value is essential to release the required equity. After shortlisting the right lenders, we selected those who provide valuations to make the cash-out possible.
✅ Competitive rates: We compared the selected lenders to secure the best interest rate and lowest fees.
In the end, we secured a lender offering 0.31% lower interest than his current loan at the same LVR, with access to the cash needed for his deposit — enabling him to move forward with his second property.
At Triple M Finance, we have access to 40+ lenders and keep up with their regular policy updates, so we can quickly find the best-fit solution for your goals. Refinancing doesn’t have to be complicated — with the right guidance, it can unlock opportunities for your property journey.
