Home Loans

Buying a new home is extremely stressful and competitive. Why not give yourself the best possible chance and let us do the hard work for you?

Are You Ready to Purchase Your New Home?

Take the stress and hard work out of buying your new home by calling a lending specialist for expert advice. We compare thousands of home loans from over 40 leading banks and non-bank lenders to help find you a loan based on your goals and individual needs.

We will guide you through the home loan application all the way through to settlement and make the process a smooth and positive experience.

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Home Loan Types

When it comes to home loans, there is a wide range of options on the market. Finding the home loan which best meets your needs can be a challenging and time-consuming task. We can assist by taking the stress and hard work out of the process for you.

Variable Rate Home Loans

Your repayments with a variable home loan can be affected by your interest rate going up or down when the reserve bank changes the cash rate.

Variable home loans suit borrowers who aren’t concerned by the possibility of their interest rate going up or down during the loan term and who want flexibility such as the ability to make extra repayments.

Fixed Rate Home Loans

With a fixed rate, your repayments are locked in for a fixed term, generally 1- 5 years. You will get the option to refix your loan at a new market rate or switch to a variable rate at the end of the fixed term.

The benefit of a fixed rate home loan is that you’re protected from rate increases, the main downside is that you won’t benefit from any rate drops during the fixed term.

Fixed rate home loans can be less flexible in terms of making extra payments to pay off your loan sooner.

With a fixed rate home loan budgeting is made easier as you don’t have to be concerned about your rate or repayments changing for the fixed term.

Split rate Home Loans

With a split rate home loan, a portion of your loan is on a fixed rate and the remainder on a variable rate.

The main benefit of spit rate home loans is that you have the flexibility to make extra repayments and redraw on the variable portion of the loan but through having part of the loan fixed you are less exposed to rate increases and budgeting uncertainty.