Looking to invest in property?

Whether you are an experienced or beginner in property investment, we can provide you with expert property loan advice based on your individual investment goals and help you find a competitive investment loan.

Understanding investment loans?

Investing in property has long been a part of the Australian retirement plan and one of the most popular investment options among Australian investors.

Investment property buyers have an option between a fixed or variable interest rate. A fixed interest rate allows you to have a set repayment amount for a locked-in period of time, generally between one to five years. A variable interest rate can be changed by the lender, meaning your mortgage repayments could increase or decrease depending on economic conditions.

The best interest rate option will depend on your financial situation and your personal goals. A variable rate mortgage will save you money if rates decline. However, repayments could increase if rates rise. One advantage of variable rate loans is that it offers more flexible mortgage features, which could help you better manage your repayments and save money on interest costs.

It is now more common to find investment loans with higher interest rates than owner occupied loans. Finding the right loan at the best interest rate can be challenging. This is where we can help. We deal with a variety of lenders to find you the ideal loan for your individual requirements.

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A few things which can help make your loan process stress-free

Get expert advice from a mortgage broker

As with all investments, it is important to do your research. We can assist you here. We know which banks and lenders are currently offering the best rates and which loan will best fit your situation. We can negotiate on your behalf to get you get you the best deal and manage the process through to settlement.

Maintain a good credit score and file supporting documents

Lenders like to see you are making all of your existing payments on time, for example credit cards, existing loans, electricity and water bills.

Keep a record of all supporting payment documents, this will help to validate you’re credit history and speed up the process for your loan application.

Maintain a good credit score and file supporting documents

Lenders like to see you are making all of your existing payments on time, for example credit cards, existing loans, electricity and water bills.

Keep a record of all supporting payment documents, this will help to validate you’re credit history and speed up the process for your loan application.

Using your existing equity

Do you have existing equity in a property? Many first time investors use existing equity as a deposit for their investment property. We can provide expert guidance in this area and help find the loan that best meets your financial goals.