by Admin@TripleM | Feb 6, 2025 | First Home Buyer
🏡 Streamlined Home Loans for Self-Employed! 🚀 Are you self-employed and looking for a simpler way to verify your income for a home loan? We’ve got you covered! ✅ Some lenders offer a simple verification method, allowing you to easily prove your income using: ✔...
by Admin@TripleM | Dec 24, 2024 | First Home Buyer
Investment Property vs Owner-Occupied PropertyDeciding whether to buy an investment property or an owner-occupied property first depends on your financial goals, lifestyle preferences, and market conditions. Here are some factors to consider for each option:Buying an...
by Admin@TripleM | Nov 26, 2024 | Refinance
What if I told you that simply adjusting how often you repay your loan could save you over $124,000 and reduce your loan term by years? Sounds too good to be true? It’s not—it’s just simple math!Let me explain how switching to fortnightly repayments (assuming you pay...
by Admin@TripleM | Nov 21, 2024 | Property Investor
While many begin their property journey under their individual name due to simplicity and tax benefits like negative gearing, growing your portfolio can bring challenges such as: Borrowing capacity limits Higher land tax due to multiple properties held under one name...
by Admin@TripleM | Nov 11, 2024 | First Home Buyer
Dreaming of owning your own home but feeling held back by limited savings and high repayments? Property Share could be the solution! This innovative approach allows you to buy a property with friends or family members, share the costs, and keep your finances separate....
by Admin@TripleM | Oct 14, 2024 | First Home Buyer
It Still Worth Buying Your Dream House in Australia? With high interest rates, significant housing growth in 2022, and rising property values, it might seem like owning your dream home is getting out of reach. Renting could appear to be the more affordable...
by Admin@TripleM | Oct 7, 2024 | First Home Buyer
Do you have a HECS/HELP debt and want to buy a property? At Triple M Finance, we’ll evaluate how your HECS/HELP debt impacts your borrowing power and provide expert advice to help you enter the property market sooner. HECS/HELP is a federal study assistance...
by Admin@TripleM | Sep 5, 2024 | First Home Buyer
Are you a business owner looking to purchase a property? We understand that getting a home loan as a self-employed individual can come with unique challenges. Unlike PAYG employees, who typically have straightforward income verification through regular...
by Admin@TripleM | Aug 14, 2024 | Family Pledge Home Loan, First Home Buyer
When you’re on the journey to purchasing a home and require a loan, one crucial aspect that lenders will assess is your ability to save. Specifically, they will look at what is known as 5% genuine savings. What Does 5% Genuine Savings for a Home...
by Admin@TripleM | Jul 31, 2024 | First Home Buyer
Are you a professional in the Accounting or Legal industries looking to purchase a property? You might be eligible for specific home loan benefits, particularly concerning Lenders Mortgage Insurance (LMI). Many lenders offer LMI waivers for eligible accountants and...
